Great West Casualty Company Blog

Subscribe to our Blog
Entries related to: compliance

Ask The PDC Adjuster: The Importance of Timely Claims Reporting

WHY IS ON-TIME REPORTING OF PHYSICAL DAMAGE CLAIMS IMPORTANT? On-time reporting of physical damage claims allows Great West Casualty Company to begin the investigative process while all of the details are still fresh in the minds of those involved. Prompt claim reporting is important for several reasons, including downtime and claim processing. If the Property Damage Cargo (PDC) Adjuster can respond in the first 24 hours, he or she can take steps immediately to minimize the insured’s downtime, assist with towing, control costs, and get the equipment back on the road more quickly. Additionally, on-time reporting can affect the severity of a claim. Great West’s PDC Adjusters work with wrecker services and body shops every day. They specialize in resolving claims promptly to minimize losses and reach a fair and accurate settlement. Experience shows, however, that the longer it takes to report a claim, the higher the claim’s cost.
Read More

Annual Clearinghouse Queries due Jan. 5, 2021

A reminder that motor carriers' annual Federal Motor Carrier Safety Administration Drug and Alcohol Clearinghouse queries are due Jan. 5, 2021.  Per §382.701, employers of CDL drivers must conduct a query of the FMCSA’s Drug and Alcohol Clearinghouse at least once per year for each CDL driver they employ. If an employer has already conducted a query on all currently employed CDL drivers, that employer has met the annual query requirement for 2020 and is not required to conduct a query for one year from the initial query date. This includes any limited queries, full queries, and pre-employment queries of the Clearinghouse conducted in 2020.
Read More

Crash Scene Procedures

  In the event a driver is involved in a vehicle crash, how he or she responds immediately following the incident is critical to minimizing business interruptions and the potential severity of financial losses. Read the crash scene procedures below and discuss the suggested practices with your employer.
Read More

Roadside Inspections

Roadside inspections are a part of the trucking industry, but drivers can play a big role in determining the frequency with which they occur. Three factors that commonly trigger roadside inspections are the environment, meaning periods of increased inspections; the condition of the truck, both inside and out; and the driver’s behavior. Read the information below, and ask yourself if there are actions you can take to reduce the likelihood of drawing the attention of inspectors and prevent violations and possible fines.
Read More

Preventing Losses Through Regulatory Compliance

Those working in the transportation industry might rank regulatory compliance as their least favorite thing to do, right up there with getting a crown at the dentist, but like it or not, motor carriers must comply with the regulatory requirements to which they are subject. Failure to do so can result in penalties ranging from monetary fines, out-of-service orders, alerts on the company’s Safety Measurement System (SMS) profile, and, in severe cases, an order to cease operations.
Read More

Ask the Safety Rep: Can I purge driver qualification documents?

The Federal Motor Carrier Safety regulations (FMCSR) require a motor carrier to maintain a driver qualification file for each driver it employs. Part 391.51 specifies which documents must be contained in this file. However, paragraph (d) of the regulation allows a motor carrier to purge specific documents from the file. The following regulations specify the duration each document must be maintained by employers as of September 1, 2017. We recommend that motor carriers review these requirements periodically to keep current.
Read More

Ask the Safety Rep: How OSHAs Working Surfaces Rule Affects Trucking

Walking-working surfaces pertains to floors, ladders, stairways, runways, dock boards, roofs, scaffolds, and elevated work surfaces and walkways. According to OSHA, "To protect workers from hazards associated with those surfaces, particularly hazards related to falls from elevations, the final rule updates and revises the general industry Walking-Working Surfaces standards (29 CFR part 1910, sub-part D)." The final rule provides employers with greater flexibility in choosing a fall protection system, including guardrails and safety net systems, and addresses other areas such as Personal Protective Equipment (PPE) and the requirements for training employees on fall hazards and fall protection systems. 
Read More

Preserving the Crash Scene

Preserving the crash scene and documenting the facts surrounding the incident can play an important role in minimizing the severity of a loss and proving where the fault lies. Because crash scenes can be chaotic, Great West Casualty Company provides its insureds with free crash reporting kits to help drivers manage the scene and document what happened. Be sure to report all crashes immediately, from the scene of the crash if at all practical. Here is a brief overview of the steps covered in the crash reporting kit:
Read More

Implementing a Post-Crash Investigation Process

Root-cause analysis can certainly be effective at determining the true underlying causes of accidents, but it often consumes more resources than small organizations are able to muster. When a crash occurs, it is often initially unclear as to why it happened. There are usually different accounts of the events leading up to the crash, almost always biased by perspective. Sorting through this dilemma can be a daunting task. Some folks might be tempted to chalk it up to simply calling it an “accident,” and then refuse to look any deeper into the event. But a detailed insight into a crash’s cause can be incredibly valuable to a motor carrier, both in terms of loss prevention and bottom-line dollars, and it does not need to take up too much of your valuable time.
Read More