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Entries related to: risk-management

Preventing Distracted Walking

  Each year, pedestrians are struck and killed by motor vehicles due to distracted walking. Additionally, work-related injuries and fatalities caused by employees not paying attention to where they are walking have caused workers compensation costs and out-of-pocket expenses for employees to skyrocket. Incidents involving distracted walking are 100 percent preventable. Read the information below about the three types of distractions and what you can do to protect yourself.
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Preventing Cargo Theft During the Holidays

      Cargo theft continues to plague the transportation industry. It may seem like cargo theft is a victimless crime, but it affects all of us because manufacturers price their goods to include a theft component.   While it is difficult to tally the amount of loss attributed to cargo thefts annually, the National Insurance Crime Bureau estimates cargo theft costs up to $35 billion dollars per year. Thefts typically increase around the holidays. 
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Protecting Parked Equipment from Fires

  A fire can be a devastating financial event for a trucking company or a driver. Modern trucks and trailers are manufactured to be as light as possible, which means they are constructed using a variety of potentially dangerous materials; that construction can become extremely hazardous should a fire occur. The dangers of today’s truck fires include extreme heat, rapidly spreading flames, and potentially toxic fumes.
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Try blended learning to improve safety training

Are your safety meetings effective? The traditional instructor-led approach involves one person standing in front of a group of drivers, telling them what they think the drivers need to know. This delivery method may work in some cases, like explaining a new regulation, but it is less effective when trying to change behavior (ex. prevent a rear-end crash). In reality, each worker has a learning preference. Some learn best by doing, while others may prefer online, self-paced learning. Attempting a one-size-fits-all approach to safety training could be the reason your training efforts are unsuccessful and not achieving your desired results. To improve your results, consider using a blended-learning approach to reach a broader range of learning styles.
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Are you ready for Brake Safety Week?

  Contributed by the Commercial Vehicle Safety Alliance   The Commercial Vehicle Safety Alliance’s (CVSA) Brake Safety Week is scheduled for August 23-29, 2020. Enforcement officials will inspect commercial motor vehicles throughout the week. Vehicles found to have critical out-of-service brake violations, or other critical vehicle out-of-service inspection item violations, will be restricted from traveling until those violations are corrected. Vehicles that pass eligible inspections may receive a password-inspection CVSA decal.
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Employee Fatigue is a Risk That Can be Managed

Sleep apnea, restless leg syndrome, and insomnia are just a few sleep disorders that affect all employees, not only truck drivers. According to the National Safety Council (NSC), fatigue is a factor in 13 percent of workplace injuries, and “43 percent of Americans admit they may be too tired to function safely at work.” For motor carriers, a great deal of emphasis is placed on driver fatigue – and rightly so – but fatigue-related crashes and injuries are just part of the risk. Fatigue affects cognitive performance (i.e., short-term memory loss, concentration, etc.), work performance (i.e. decreased productivity, errors, etc.), personal health (i.e., depression, obesity, cardiovascular disease, etc.), and carries financial consequences such as increased health care costs.
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Ask The Risk Manager

WHAT CAN I DO TO PROTECT MY COMPANY FROM IDENTITY THEFT? Great question! This issue recently came up when a motor carrier was contacted by a third-party administrator (TPA) who was requesting unlimited access to the motor carrier’s intranet so it could file, process, and handle claims. Specifically, the TPA requested the motor carrier’s website login and password information to obtain information and documentation for a claim. This raised a red flag with the motor carrier, rightfully so. Before granting access to sensitive company data or agreeing to do business with anyone, you need to take steps to protect your identity from cyber criminals and other thieves to ensure the brokers, carriers, shippers, and receivers you do business with are legitimate. There are many ways criminals can steal a person’s or company’s identity. Below are common theft methods and ideas to help defend your company from identity theft.
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Use Positive Spillover to Improve Safety Performance

Have you ever noticed how people are influenced by those around them? Think of a neighborhood where one homeowner works very hard to keep his/her yard perfectly manicured. When neighbors see this meticulous attention to detail, they tend to raise their games and follow suit by taking better care of their properties. Before you know it, the entire neighborhood looks gorgeous and becomes a center of pride for everyone. One homeowner’s efforts had a positive spillover effect on his/her neighbors. In a service-oriented industry like transportation, think of how a top performer can improve customer service by bringing out the best in others. For example, one of the benefits of a small-sized trucking company is its sense of family. This closeness comes from ownership/management’s ability to have daily contact with all employees to the point where managers know the names of employees, their spouses, and children. Actively engaging employees to this degree, sharing an enthusiasm for the company, and most importantly, helping employees see they are valuable contributors to the company’s success can have a positive spillover effect. By taking pride in themselves and the company, employees become better advocates for the company’s products and services and ultimately strive to provide better customer service. From a safety standpoint, consider how management’s commitment to safety can create positive spillover and improve employee safety performance. When management leads by example and establishes high expectations, employees will be more apt to emulate this behavior and be more inclined to participate in organized safety activities. With improved safety performance, the organization will benefit in the following ways: • Fewer losses • Increased productivity • Improved morale • Lower turnover • Better communication • Lower workers’ compensation insurance costs                                                                                    • Reduced medical expenses • Decreased roadside violations • Increased customer service Improving safety performance through positive spillover is relatively inexpensive. It may cost nothing at all and require only minor operational adjustments. For example, selecting a safety-minded high-performer to conduct road tests or to mentor new drivers can have a positive spillover effect. Not only do new hires learn immediately what the company expects relative to safety performance, but also the personal interaction with someone exhibiting these characteristics creates a positive and lasting impression. Conversely, toxic employees are experts in creating negative spillover. Do not allow these personality types to monopolize discussions during safety meetings. Instead, intentionally involve top performers in the discussion from the start, and encourage new employees to participate so they feel their views are valid and a welcome contribution. CALL TO ACTION Identify safety-minded high-performers and keep them engaged by involving them in special projects. Recognize high-performers for their contributions to safety in group settings with their peers. Establish a driver mentoring program where top performers can influence new hires. Select a top-performing, safety-conscious driver to conduct road test evaluations.   Note: These lists are not intended to be all-inclusive. The information in this article is provided as a courtesy of Great West Casualty Company and is part of the Value-Driven® Company program. Value-Driven Company was created to help educate and inform insureds so they can make better decisions, build a culture that values safety, and manage risk more effectively. To see what additional resources Great West Casualty Company can provide for its insureds, please contact your safety representative, or click below to find an agent.  © Great West Casualty Company 2019. The material in this publication is the property of Great West Casualty Company unless otherwise noted and may not be reproduced without its written consent by any person other than a current insured of Great West Casualty Company for business purposes. Insured should attribute use as follows: “© Great West Casualty Company 2019. Used with permission by Great West Casualty Company.” This material is intended to be a broad overview of the subject matter and is provided for informational purposes only. Great West Casualty Company does not provide legal advice to its insureds, nor does it advise insureds on employment-related issues. Therefore, the subject matter is not intended to serve as legal or employment advice for any issue(s) that may arise in the operations of its insureds. Legal advice should always be sought from the insured’s legal counsel. Great West Casualty Company shall have neither liability nor responsibility to any person or entity with respect to any loss, action, or inaction alleged to be caused directly or indirectly as a result of the information contained herein.
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The Essential 7 Work Practices

Truck drivers, mechanics, and office workers were asked to identify the skills they felt were most effective in preventing workplace injuries. They agreed on the Essential 7 Work Practices. Read the information below and ask yourself how you can improve your work habits to protect yourself from injury.
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Prevent Cargo Theft Over The Holiday

Motor carriers should be mindful of the increased risk of theft as the holiday approaches. Fewer employees around the facility and warehouses and trailers potentially full of valuable cargo, makes for a target-rich environment to would-be thieves. Here are some loss prevention tips that can help motor carriers and drivers decrease the risk of theft. 
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