Great West Casualty Company Blog

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Entries related to: motor-carriers

Providing a Workplace Free of Known Hazards

Motor carriers are in a hazardous industry and face four types of loss exposures: financial, property, liability, and personnel. Financial exposures include decreases in revenue resulting from a loss, such as a vehicle crash, as well as increases in expenses. Damage to equipment or your facility are examples of property exposures, while liability exposures involve third-party claims. The final loss exposure category is the most important: personnel. The loss of any worker, especially key personnel, can cause significant business interruption. That is why a motor carrier should be mindful of its responsibility to provide a workplace that is free of known hazards.
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Use Road Tests to Measure Driver Quality

Motor carriers put a lot of faith in drivers. They are entrusted with very expensive equipment, valuable cargo, and customer trust. With all of this at stake, motor carriers cannot take driver hiring decisions lightly. Trusting word-of-mouth referrals or the accuracy of an applicant’s resume is not enough to gauge a driver’s qualifications. The best way to accurately determine an applicant’s abilities is to physically observe him or her in and around the truck with a road test. Road test observations, combined with the results of pre-employment investigations, better position motor carriers to make a well-informed hiring/leasing decision.
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