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Entries related to: reckless-driving

Post-Traumatic Growth: Improving Operations After a Catastrophic Loss

Every motor carrier operates in a challenging environment that exposes it to the risk of a catastrophic loss. Serious injuries, loss of life, and high-dollar claims are just one crash away. Yet, even with this awareness, many motor carriers are ill-prepared for what follows that dreaded phone call informing them that one of their drivers has been involved in a critical crash.
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Ask the Underwriter: How Does Driver Quality Affect Underwriting Decisions

  Great West Casualty Company’s underwriting guidelines are developed using data from industry studies and evaluating the MVRs of drivers involved in claims. American Transportation Research Institute, for example, conducted a study that found a reckless driving violation increases a driver’s crash risk by 325%. An improper turn increases crash risk by 105% and excessive speeding increases crash risk by 56%. Factors such as these, as well as years of experience and crash history, can all impact an Underwriter’s decision to insure a particular driver.
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