Ask the Truck Underwriter: Can I Get An Exception for a Driver Who Doesn't Have an Acceptable MVR?

Good drivers are hard to find; can I get an exception for a driver who doesn't have an acceptable MVR? With concerns about the driver shortage, to get a truck moving again, it can be tempting to consider younger, less-experienced drivers or those with a history of crashes or violations. However, hiring at-risk drivers puts a motor carrier in a bad position. Not only can hiring at-risk drivers negatively affect a motor carrier’s insurance premiums and overall insurability, but also, if such a driver were to be involved in a crash, the motor carrier could face claims of negligent hiring or negligent retention. Exceptions are not the norm, and they depend heavily on the motor carrier’s ability to demonstrate it has the management controls in place to effectively supervise the driver and the added risk.