Choosing the Right Insurance Provider for Owner-Operators
Not all insurance is created equal, especially when you’re running your own rig. The wrong insurance provider can leave you exposed at critical moments, putting both your business and livelihood at risk. For owner-operators, choosing a provider with deep expertise in trucking and a full range of protections is one of the most important business decisions you will make.
At Great West Casualty Company, our coverage and services are designed specifically for truckers. Here’s what to look for in a provider, and why so many independent drivers trust Great West to protect them on the road.
Specialized Experience in Trucking
Owner-operators face unique exposures that general commercial insurance often fails to address. From liability on the road to protection for cargo and equipment, your coverage must be built for trucking.
Great West Casualty Company has dedicated more than 65 years to serving the trucking industry. Our policies are tailored to independent drivers and include essential protections such as:
With this specialized experience, Great West helps owner-operators stay compliant while protecting both their trucks and their income.
Claims Handling and Support
Accidents and losses can bring your business to a standstill. The speed and clarity of your claims process often determines how quickly you get back on the road.
Great West Casualty Company offers responsive claims support designed around the needs of truckers. Our team includes experienced adjusters who understand the complexities of trucking claims, from liability disputes to cargo losses. We also provide roadside assistance and digital tools that streamline reporting and documentation. For an owner-operator, that means less downtime and faster resolution when an incident occurs.
Risk Control Resources
Insurance should go beyond paying claims. The best providers also help you reduce the chances of having a loss in the first place. Great West’s Safety and Risk Control program offers resources that directly benefit owner-operators:
- Compliance guidance for Department of Transportation and Federal Motor Carrier Safety Administration regulations
- Driver safety programs and training
- Expert consultations for reducing operational risks
These services help protect your bottom line by making safety a part of your daily routine.
Transparent Pricing and Real Value
Price is always a factor, but it should not be the only factor when choosing insurance. Low-cost policies that leave gaps in coverage may save money in the short term but can create far greater expenses when a loss occurs.
Great West Casualty Company works with independent agents who understand trucking and who can help you build coverage that fits your exact needs. This approach prevents both overpaying and underinsuring, giving you confidence that your coverage is comprehensive and fairly priced.
Building Confidence for the Road Ahead
The right insurance provider for owner-operators is one that understands trucking, delivers dependable claims service, and offers resources to help reduce risks. Great West Casualty Company has built its reputation on serving truckers with coverage and support designed for the challenges of the road.
Protect your business and your future with an insurance partner that knows trucking. Request a free quote today.