Ask the Underwriter: What About a Driver Without an Acceptable MVR?
Good drivers are hard to find; can I get an exception for a driver who doesn't have an acceptable MVR?
With concerns about the driver shortage, to get a truck moving again, it can be tempting to consider younger, less-experienced drivers or those with a history of crashes or violations. However, hiring at-risk drivers puts a motor carrier in a bad position. Not only can hiring at-risk drivers negatively affect a motor carrier’s insurance premiums and overall insurability, but also, if such a driver were to be involved in a crash, the motor carrier could face claims of negligent hiring or negligent retention. Exceptions are not the norm, and they depend heavily on the motor carrier’s ability to demonstrate it has the management controls in place to effectively supervise the driver and the added risk.
Food for thought...
Instead of seeking exceptions for lower quality drivers, try widening the view of who could be considered for the job. According to Trop (2016), “Women make up 47% of the workforce, yet account for only 6% of truck drivers. And veterans seeking a transition to civilian life may have prior experience that would be relevant to the trucking industry.”
Once you find a high-quality driver, fight to keep him or her. This may mean incorporating bonuses and benefits that drivers find appealing into your company model. Finding experienced and high-quality drivers can be difficult at times, but the future of your company is worth the extra effort.
The information in this article is provided as a courtesy of Great West Casualty Company and is part of the Value-Driven® Company program. Value-Driven Company was created to help educate and inform insureds so they can make better decisions, build a culture that values safety, and manage risk more effectively. To see what additional resources Great West Casualty Company can provide for its insureds, please contact your safety representative, or click below to find an agent.
8 QUESTIONS TO ASK YOUR TRUCK INSURANCE AGENT
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